Friday, 24 Jan 2020

Is it safe to purchase insurance for bike in India online?

Read on about how online two-wheeler insurance and know how safe it is India to be purchased online.

Buying a vehicle and getting its insurance done is an important task. Having an active insurance for two-wheeler is mandatory as it safeguards you from financial strain which can be caused due to any reason like theft of your vehicle, physical damage as well as accidents. Insurance provide protection from so many conditions that can cause monetary burden. So that’s one valid and most important to be on active insurance always. So there are several ways of purchasing your policy.  Visiting insurance company personally and getting all the formalities done in office consumes so much time.Whereas purchasing insurance online makes things so much easier saving time and energy. 

Two-wheeler insurance comes under the general insurance. All the big insurance companies are providing online insurance service to the customer. But there are certain things that have to be kept in mind before opting for two-wheeler insurance online. Given below are few guidelines for safe online insurance:

  • Firstly, go through different website providing insurance.
  • Look for assurances and certification like IRDAI it’s a regulatory authority which provides certification to these insurance companies. Its advisable to look at there website directly to find ranking of all the companies providing insurance.
  • Its important to look for reviews as well as rating from there existing customers. It gives a good idea of how is the reputation of the company in the market as well as there services.
  • Then comes considering there benefits. Its important to read through there terms and conditions as well all the information provided thoroughly. Compare it with other companies plans with factors like how cost effective it is, there coverage and what all benefit they will be providing. Going through all those information, they will give you clear idea of which plan to be purchased.
  • Online plans are easy to purchase. Follow all the steps for registration and make payment securely. Keep all the documents and information ready and cross verify before submitting it finally. Read all the requirement and check your eligibility with all the coverage and exclusions. A
  • Read and gather all the information regarding benefits and claim processes. Easy renewal service is also there. Opt for reminders and mails regarding all kinds of information.
  • Do not disclose your information to any third party and be careful with online payment.
  • For any kind of query or any assistance contact the company’s customer care which is available 24*7. They will assist you with any kind of trouble you are facing.

So now you know all the benefits and ensured safety of buying two-wheeler insurance online, make your choice without any further hesitation.